Checking Accounts
Choose the checking account right for you.
Link Checking
Rewards account that pays you back.
- Earn dollar for dollar matches on your round-up savings up to $7/month.
- Free overdraft protection and financial coaching.
Select Checking
Traditional, no-hassle checking account.
- No monthly fees or balance requirements.
- Optional Courtesy Pay overdraft protection.
Elevate Checking
Account to build your credit foundation.
- Safeguards against overdrafts and NSF fees.
- Free one-on-one financial coaching and financial education tools.
Checking accounts at a glance.
| Features | Link Digital Checking | Select Checking | Elevate Checking |
|---|---|---|---|
| Built for | Those looking for a digitally-optimized account that pays them back. | Those looking for a no-hassle traditional checking account. | Those looking to build credit and strong financial habits on the way to a full-service checking account. |
| Rewards | Earn matches on your round-up savings up to $7/month. |
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| Minimum opening balance | None | None | None |
| Minimum Required Balance | None | None | None |
| Monthly Service Charge | None | None for Select. $5 for Select with Interest if balance drops below $500. | None for basic account. $10 for optional Elevate Courtesy Pay service. |
| Round-up savings options |
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| Free Financial Coaching |
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| eStatements | Required | Available | Available |
| Account Type | Built for | Rewards | Minimum opening balance | Minimum Required Balance | Monthly Service Charge | Round-up savings options | Free Financial Coaching | eStatements |
|---|---|---|---|---|---|---|---|---|
| Link Digital Checking | Those looking for a digitally-optimized account that pays them back. | Earn matches on your round-up savings up to $7/month. | None | None | None |
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Required |
| Select Checking | Those looking for a no-hassle traditional checking account. |
|
None | None | None for Select. $5 for Select with Interest if balance drops below $500. |
|
|
Available |
| Elevate Checking | Those looking to build credit and strong financial habits on the way to a full-service checking account. |
|
None | None | None for basic account. $10 for optional Elevate Courtesy Pay service. |
|
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Available |
No-Fee ATMs
Access your cash at 30,000+ free ATMs across the US.
Mobile Deposit
Skip the branch visit and deposit checks with your smartphone.
Card Controls
Turn your cards off and on, create alerts, add travel notices and more.
Digital Banking
Check your balance, deposit checks, transfer funds, and pay your bills from any device, 24/7.
Overdraft Protection
Prevent overdrafts by linking your checking account to a savings account or credit card.
I've been a SELCO member for four years, and they still continue to impress! The employees are always friendly and treat you more like family than an account holder. I’ll never go anywhere.
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