All SELCO branches will be closed Tuesday, July 4 in observance of Independence Day. Account access will still be available through digital banking. 

Auto Loans

Loans for new and used cars? Check. Refinance your current auto loan? Check, check. Let us help you get to your destination with a car, boat, motorcycle, RV (or even a snowmobile) loan.  

Apply Now See Rates

Looking for a new car?

AutoSMART allows you to compare cars from local dealerships of all makes and models in just a few clicks! Get pre-approved for a SELCO auto loan to get one step closer to finding the car of your dreams.

  • Search hundreds of new or used cars and commercial vehicles.
  • Find local, trustworthy dealers.
  • Use the comparative pricing analysis, vehicle guides, and trade-in value tools to power your negotiations.

Get started by entering the vehicle information in the "Find a vehicle" tool or visit AutoSMART to learn more.

Discover AutoSMART
Car drives down the interstate at a high speed.

Loans for a variety of vehicles

  • Financing on new and used vehicles. 
  • Various terms and rates available for new and used cars, depending on your loan amount and credit qualifications.* 
  • Discount for signing up for eStatements and Auto Pay. 
Apply Now
Father and son sit together in presumably the son's first car.

First-time buyer auto loans

  • Quick decisions on preapproval of loans. 
  • Financing on new and used vehicles.
  • Extended warranty and GAP Advantage available. 
  • Take our credit quiz. 
Learn More
RV parked along the interstate surrounded by tall mountain ranges.

RV, boat, motorcycle, and snowmobile loans

  • Flexible rates on terms based on loan amount, credit qualifications, and vehicle age. 
  • Quick, local decisions.  
  • Competitive vehicle insurance through SELCO Insurance Services. 
Apply Now

Buying from a private seller

Thinking about buying a car from a third party? Our step-by-step guide will help steer you through the process, from securing financing to signing the final paperwork.

Explore the Car-Buying Guide

Car Loans

as low as 6.99 % New APR 7.24 % Used APR
See Auto Rates and Terms

Boat Loans

as low as 8.15 % New APR 8.65 % Used APR
See Boat Rates and Terms

RV Loans

as low as 7.49 % New APR 7.99 % Used APR
See RV Rates and Terms
 Cassie Desoto was amazing! I’ve worked with multiple credit unions for auto loans, and most were rude and didn’t keep me in the loop. Once I applied with SELCO, Cassie almost instantly reached out and kept me updated throughout the entire process (customer Service is a 10 out of 10!). I highly recommend working with Cassie if you are looking to apply for a loan. 
— Jayden B. , new SELCO member in 2022
A young woman is given her keys back after repairs at a mechanic's shop.

Extended Vehicle Warranty

  • Protection against major mechanical repairs. 
  • Coverage for cars, trucks, vans, motorcycles, and ATVs.  
  • Personalized quotes detailing what you can expect. 
Car with a kayak on its roof is parked along an interstate.

GAP Advantage

  • Covers the “gap” between your vehicle’s value and the amount you owe created when your vehicle is totaled or stolen. 
  • Available for new and used cars, vans, trucks, RVs, and much more.  
  • $1,000 credit toward the purchase of a replacement vehicle. 

Resources

Two people on a snowmobile.

Recreational Vehicles Made for Winter Adventure Seekers

The weather may be turning colder, but that doesn't mean the adventure needs to end. Maybe it's time to explore with a snowmobile, ATV, or RV.

Young girl driving car with a smile

Before You Sign Your Auto Loan

Financing a new or used car can be complex. Make sure you know all your options and have a clear understanding of what lies ahead.

Family having fun near camper

Your Personal RV Buying Guide

Are you looking to buy an RV? Consider what type of camping or travel you're interested in, how much you're willing to spend, and more before taking the plunge.

Driver and his client share a ride together.

Driving for Uber or Lyft? Make Sure You’re Insured

Many insurance carriers require extra coverage for rideshare services like Uber and Lyft. Unfortunately, many drivers don’t realize it.

* Qualified borrowers only. Membership requirements apply. Rates based on credit qualifications, repayment period, vehicle age, and loan-to-value. To see complete details on loan rates, click here. Other restrictions may apply. Offer subject to change at any time, without notice.