All SELCO branches will be closed Tuesday, July 4 in observance of Independence Day. Account access will still be available through digital banking. 

Home Loans

Whether you’re buying a new home, refinancing, or pulling equity from your existing home, our experiened loan experts can help find the right loan for your needs—and save you more on fees and closing costs so you're ready to tackle whatever comes next.

Purchase a Home Refinance a Home
Young couple inside a house after purchasing first home

One-stop shop for mortgages

Whether you're hitting the housing market for the first time, hunting for your forever home, or anything in between, we’re here to help. 

  • Wide array of conventional and government programs, including FHA, VA, and USDA mortgages. 
  • Low rates and a range of terms. 
  • Knowledgeable team of loan officers with an average of 20 years' experience helping members find their way home.
Purchase a Home

Ready to refi?

Whether it’s to pay off your home faster, consolidate high-interest debt, or lower your monthly payments, our experienced loan experts can help you:

  • Find the right loan for your goals
  • Get the best rate possible
  • Save on fees
Learn More About Refinancing
Couple reviewing plans for home renovation

HELOCs to meet many needs

Put your home’s equity to work with a Home Equity Line of Credit.

  • Help pay for home renovations, education, or medical expenses.
  • Consolidate higher-interest debt. 
  • Borrow only what you need with a Home Equity Visaimagenyw3i.png card and/or checks. 
Learn More About HELOCs
 Kari Rodman in SELCO Mortgage was great to work with! She is knowledgeable, efficient, and responsive. She streamlined the loan process, and even saved us money. I have remained a member of SELCO because of the rates and services I receive. 
— Robert Y., SELCO member since 1980

Resources

A couple and their realtor standing in an empty house.

First-Time Home Buyer? Get to Know Homeowners Insurance

Once you buy your new home, it's time to get to know the ins and outs of homeowners insurance to protect your investment.

Young couple in front of house they just purchased

Homeowners Can Put Equity to Work With a HELOC

With the Oregon real estate market largely recovered, most homeowners once again have an effective tool at their disposal — their home’s equity.

An illustrated house filled with question marks on sticky notes.

Demystifying Mortgage Terms, Part II

Learn how to differentiate between common mortgage terms like PMI, escrow, conventional vs. FHA loans, and more.

People wearing Christmas socks place their feet near a chimney.

Buying a Home During Winter

Winter may not be the prime season for buying a home. But there are some surprising benefits of finding your dream home in the coldest months.